There are many companies out there that claim to be able to place high risk (or hard to place) merchants. Sadly, many of these will adjust merchant applications and skew the merchant details to take advantage of automated underwriting. Basically, they’re tricking the computer algorithm into approving an account that according to their underwriting guidelines would be denied.

The result?

Nice low rates for a little while, and then chaos. Funds get frozen, reserves get put in place, and accounts get shut down.

How are we different?

Simple – we work in complete transparency with our bank partners. They know what your business does and what your business sells. When they approve your business for processing, they are doing it with eyes wide open resulting in a fair processing program free from the risks of amateur hour and dishonesty.