Depending on your state, we typically deploy a cashless ATM installation. Here’s how it works:

  1. Merchants have a cashless ATM PIN pad installed at the register (this looks just like a traditional PIN pad).
  2. Customers bring their purchases to the counter to get rung up and are provided a total.
  3. Customer can use their debit card at the cashless ATM PIN pad to conduct a “cash withdrawal” from their account.
  4. A “cash withdrawal” is made to cover the transaction amount and a voucher is placed in the merchant’s register.
  5. Customer must make withdrawals in $5 increments. They’ll likely pay more than the ticket amount and will receive cash “change” after purchase.

Example:

Customer purchases $47.50 worth of merchandise. They take their debit card and insert it into the payment device to initiate a “withdrawal” of $50 (must be in $5 increments). A voucher is printed and placed in the register. Many merchants will elect to add a “ATM” payment button to their POS and treat it as a cash payment. Just like if you paid $50 for a $47.50 ticket, you’d be owed $2.50 in change. The merchant gives the $2.50 back in cash, which is great because it reduces all that cash taken throughout the day.