We run on a 94% approval rate for high risk merchants. All of the categories you see above are what are considered high risk by the banks that govern many of these decisions. We offer this insanely high approval rate in a fully transparent manner with our bank partners. Many processors will “massage” your application to try to hide your real business model from their sponsor banks. That’s a recipe for disaster – held funds, cancelled accounts, high reserves and lots of headaches. We do it above board from the beginning.